Commercial Auto
Hired and non owned auto coverage: why small businesses need it
One of the lowest cost items on a commercial policy, and the one that protects you when an employee drives a rented truck or their own car for work.
Auto
What is gap insurance and do you need it?
Gap insurance pays what you still owe on a totaled car after the policy pays its value. When you need it, when you can skip it, and when to drop it.
Commercial Auto
What insurance does a food truck need in Texas?
Auto liability, general liability, equipment coverage, and the certificates that events and commissary kitchens require before you set up.
Commercial Auto
When does a fleet policy make sense?
Where the fleet threshold usually sits, how the pricing changes, and the safety practices that lower a multi truck premium.
Auto
Does my car insurance cover me in Mexico?
A car policy bought in Texas does not cover you in Mexico. What Mexican law requires, what to buy, and what to do after a crash down there.
Auto
Does car insurance cover hail damage?
Hail is paid under comprehensive, not collision. How the deductible works, what to do after a storm, and how to check what you carry.
Commercial Auto
Do I need commercial auto insurance?
How to tell whether your truck belongs on a personal or a commercial policy, and what happens to a claim when you guess wrong.
Commercial Auto
Commercial auto insurance for contractors in South Texas
Tools in the truck, employees behind the wheel, and the certificate of insurance every general contractor asks for before you get on the site.
Commercial Auto
Deductibles, downtime and getting a truck back on the road
Rental reimbursement, loss of use, and the coverages that decide how long a damaged truck stops your income.
Commercial Auto
What drives the cost of commercial auto insurance?
Radius, drivers, truck class, cargo and loss history, and which of them you can actually change this year.
Commercial Auto
Certificates of insurance: what customers are really asking for
Additional insured, waiver of subrogation, and primary and noncontributory, translated into what each one costs you.
Commercial Auto
Motor truck cargo insurance for produce haulers
Reefer breakdown, rejected loads, and the exclusions that decide whether a spoiled trailer of produce gets paid.