Medicare Advantage
What Medicare Advantage plans are available in my area?
Your county and ZIP code decide which Medicare Advantage plans you can join. Here is how to look up your own list and narrow it down.
Medicare Advantage
What is the Medicare Advantage Open Enrollment Period?
Medicare Advantage Open Enrollment runs January 1 through March 31. It is only for people already in an Advantage plan, and it allows one change.
Medicare Advantage
Can I keep my doctor with a Medicare Advantage plan?
Only if that doctor is in the plan's network for that plan year. How to check it the right way, and what to do when a doctor leaves.
Medicare Advantage
HMO or PPO: which Medicare Advantage plan type should I choose?
An HMO covers only its own network of doctors. A PPO also covers doctors outside the network, at a higher cost. Here is how to choose.
Medicare Advantage
Do Medicare Advantage plans pay part of my Part B premium?
Some do. Here is how the Part B reduction reaches you, what pays for it inside the plan, and how to weigh it before you sign up.
Medicare Advantage
What are the disadvantages of Medicare Advantage?
A plain list of the trade offs in Medicare Advantage, including the six month window that makes the choice harder to reverse than people expect.
Medicare Advantage
Does Medicare Advantage cover dental and vision?
Most Advantage plans add some dental, vision and hearing help. The yearly limits, and what they leave out, matter more than the word included.
Medicare Advantage
How much does a Medicare Advantage plan cost?
The monthly premium is the smallest part of the answer. Here is every cost an Advantage plan can carry and how to compare two plans properly.
Health and ACA
What is the deductible and out of pocket maximum on a Marketplace plan?
The deductible is what you pay before a Marketplace plan starts sharing costs. The out of pocket maximum is the ceiling on what one year can cost you.
Part D
Does Medicare Advantage include Part D, or do I need a separate plan?
Most Medicare Advantage plans already include Part D drug coverage. If yours does, do not add a separate drug plan, because that can get you dropped from Advantage.
Health and ACA
Can I keep my doctor with a Marketplace plan?
Only if that doctor is in the network of the exact plan you pick. How to check the directory, the billing office and the hospital before you enroll.
Health and ACA
Is Obamacare free? Can I get a $0 premium plan?
Some households do pay nothing each month for a Marketplace plan. That is not the same as care that costs you nothing, and the difference matters.