Medigap
Is Medigap Plan G worth it?
Plan G trades a monthly premium for almost no medical bills. Here is the math to run, and the case for it and against it.
Medicare
Does Medicare have a monthly premium?
Yes, most of it does. Part A usually has no monthly premium, but Part B, Part D and supplements each have one, and there are other costs on top.
Health and ACA
Do I have to have health insurance? Is there still a penalty?
No federal penalty since 2019, and none in Texas. Here is what going without actually costs you instead.
Part D
How do I sign up for Part D for the first time?
You need Part A or Part B first. Then pick a plan on the Medicare Plan Finder using your drug list, and enroll online, by phone with the plan, or through an agent.
Auto
How to lower your car insurance without cutting coverage
The levers that move a Texas car insurance bill, the discounts you have to ask for by name, and the coverages worth keeping.
Medigap
How do I enroll in a Medicare Supplement?
You apply straight with the insurance company, not with Medicare. Your timing decides whether they can ask health questions and turn you down.
Medicare Advantage
How do I enroll in a Medicare Advantage plan?
What you need before you sign up for a Medicare Advantage plan, which enrollment windows you can use, and the five checks to run first.
Medicare
How do I enroll in Medicare online?
You apply at ssa.gov through Social Security, not at Medicare.gov. It takes about 15 minutes. Here is what to have ready and what happens after.
Part D
How do I compare Medicare Part D plans?
A step by step way to compare Part D drug plans in about half an hour, sorting by what a full year costs instead of the monthly premium.
Part D
Is my drug covered? How to check a Part D formulary
A formulary is your plan's list of covered drugs. Here is how to check yours the right way, and what to do when a drug is not on the list.
Health and ACA
How do I apply for Obamacare or Marketplace insurance?
What to have ready before you start, the four ways to apply, and the spots where applications most often go wrong.
Health and ACA
How much does Obamacare cost per month?
There is no one price. Your age, where you live, your household size and your income all change the bill. Here is what drives it.